When Your Insurance Company Offers an Insufficient Settlement

When Your Insurance Company Offers an Insufficient Settlement Today’s consumers take every precaution available when it comes to their investments. Whether it’s their health, home, automobile, recreational vehicles, or even their pet’s health, consumers are purchasing insurance and in that, what they believe to be “Peace of Mind.” However, there are instances where a [...]

By |2018-09-04T14:23:17+00:00September 4th, 2018|Uncategorized|Comments Off on When Your Insurance Company Offers an Insufficient Settlement

What Happens Next? Why The Delays? Part II

What's Next? Why The Delays? If the staff adjuster who shows up at the site is not qualified or otherwise unavailable to write an estimate, he/she will set up a time for an estimator to come out and take all of the necessary measurements and photos. It won’t be necessary for you to be at [...]

By |2015-12-28T17:27:13+00:00December 4th, 2015|Uncategorized|Comments Off on What Happens Next? Why The Delays? Part II

Tennessee Public Adjusters and the Law

In life, there are two sides to everything; political opinions, lawsuits, or even simple disagreements as to who is the better basketball player – Michael Jordan or Lebron James. Property insurance claims are no different: on one side, there’s the insurance company, who writes a check to pay for damage to property covered by one [...]

By |2017-05-04T15:43:28+00:00November 10th, 2015|Uncategorized|Comments Off on Tennessee Public Adjusters and the Law

Mistake #5: 5 Common Mistakes made by Policyholder after a Loss

Mistake #5: 5 Common Mistakes made by Policyholder after a Loss If you missed it, look back at mistake #4. Mistake #5. It’s understandable that, initially, a property owner is going to be “back on their heels” and a little disorganized after a major loss. A major fire or tornado is not something you really [...]

By |2017-05-04T15:43:28+00:00April 29th, 2014|Uncategorized|Comments Off on Mistake #5: 5 Common Mistakes made by Policyholder after a Loss

Mistake #4: 5 Common Mistakes made by Policyholders after a Loss

Mistake #4: 5 Common Mistakes made by Policyholders after a Loss If you missed it, look back at mistake #3. Mistake #4. One of the biggest errors I see policyholders make is that they never document the conversations they have with the adjuster. There is nothing wrong with meeting with the adjuster or talking to [...]

By |2017-05-04T15:43:28+00:00April 23rd, 2014|Uncategorized|Comments Off on Mistake #4: 5 Common Mistakes made by Policyholders after a Loss

Mistake #3: 5 Common Mistakes made by Policyholders after a Loss

Mistake #3: 5 Common Mistakes made by Policyholders after a Loss If you missed it, look back at mistake #2. Mistake #3. The formidable task of listing all of the personal property lost in a fire or tornado takes a lot of time and focus to do it right. My observation over the years as [...]

By |2017-05-04T15:43:29+00:00April 15th, 2014|Uncategorized|Comments Off on Mistake #3: 5 Common Mistakes made by Policyholders after a Loss

Mistake #2: 5 Common Mistakes made by Policyholders after a Loss

Mistake #2: 5 Common Mistakes made by Policyholders after a Loss If you missed it, look back at mistake #1. Mistake #2. It’s the insurer’s responsibility to put together an estimate that reflects what it will cost to repair or rebuild your home. Let them give you their estimate before you show them any bids [...]

By |2018-07-04T05:55:56+00:00April 7th, 2014|Uncategorized|Comments Off on Mistake #2: 5 Common Mistakes made by Policyholders after a Loss

5 Common Mistakes made by Policyholders after a Loss

5 Common Mistakes made by Policyholders after a Loss After a fire or tornado has damaged your home there seems like an endless list of things that need your time and attention. The sheer number of items that need to be addressed (along with the unfamiliarity of a large insurance claim) often lead the insured [...]

By |2017-05-04T15:43:29+00:00April 1st, 2014|Uncategorized|Comments Off on 5 Common Mistakes made by Policyholders after a Loss

The Psychology of a Claim (Part I)

The Psychology of a Claim (Part I) After a major loss, most people experience many of the same emotions they would expect were it a death in the family instead. They feel a sense of disbelief, denial, fear, anger, resignation and depression. Yet in all their emotions, they never count on one thing that frequently [...]

By |2017-05-04T15:43:29+00:00December 18th, 2011|Uncategorized|Comments Off on The Psychology of a Claim (Part I)