Mississippi Public Adjusters
Sandwiched between the Atlantic Ocean and the Gulf of Mexico, Mississippi residents deal with property damage more often than most residents of other nearby states. An unusual combination of climate and location position Mississippi optimally for the onslaught of natural disasters. If you reside in Starkville, Tupelo, Jackson, Biloxi, Oxford, Southaven, Hattiesburg or nearby neighborhoods, you are sure to have experienced more than your share of these problems.
Common Types of Property Loss
Commercial and residential properties in the Magnolia State are especially in danger of damage from lightning, hurricanes, tornadoes, hail storms, high winds, and flooding. However, not all of the region’s property losses are nature-related.
Other common causes include:
- Electrical and mechanical malfunctions.
- Burst pipes.
- And of course, the most frequent peril, fire.
In addition to having a devastating effect on your home or business, these events are bound to wreak havoc on your mental and emotional state. Unfortunately, the damages themselves are only the beginning. You’ll soon be facing a bigger headache: the myriad of details associated with filing and negotiating your insurance claim.
When Your Claims Adjuster Won’t Cooperate
Every insurance company keeps a constant eagle eye on its bottom line. Since the average policyholder has neither the knowledge nor the experience to deal with the company’s insiders, you might find yourself up against this situation when the time comes to put in a claim.
How the Experts at The Howarth Group Can Help
At The Howarth Group, we have but one goal: to help both commercial and residential policyholders in Mississippi obtain the largest, legitimate settlements for their property losses. When you are dealing with any sort of structural claim, your insurer’s offer may be on the low side. The presence of a claims specialist at your side can be crucial to ensuring that the insurance company pays you the full amount to which you are entitled.
How The Howarth Group Does It
To make the process as smooth for you as possible, The Howarth Group team of highly credentialed, expert public adjusters will:
- Complete an estimate of your damages and all associated costs, calling in experts when we must to arrive at an accurate figure.
- Help with the listing of all damaged contents (see “Inventorying of Contents”).
- File all necessary paperwork and documentation.
- Perform regular and persistent follow-ups.
- Remain in constant contact to keep you informed of our progress.
Our goal is to negotiate an equitable settlement for your structure in excess of your insurer’s original proposal. If we fail in the attempt, you will owe us nothing. However, when we do succeed, you will pay us only a percentage of the amount we obtain for you over and above the initial offering.
Dealing with Howarth is a win-win situation. If you are a Mississippi resident from the towns of Biloxi, Hattiesburg, Jackson, Oxford, Starkville, Southaven, Tupelo or another nearby locality, call the experts at The Howarth Group and ask them to give you a free review of your policy and estimate. Maybe our Mississippi public adjusters can help.