When To Hire A Public Adjuster – The Answer Might Surprise You

By |2018-12-12T16:06:09+00:00December 12th, 2018|Uncategorized|

The Howarth Group's V.P. Denis Rowe Explains Why Hiring A Public Adjuster Early On Could Hurt You. Hi. My name is Denis Rowe. I am Vice President and a partner with The Howarth Group here in downtown Franklin, TN. We have been helping property owners for almost 35 [...]

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Hurricane Michael – Public Adjusters Offer No-Cost Claim Evaluation To Business Owners

By |2018-11-19T19:18:04+00:00November 19th, 2018|Uncategorized|

In the wake of hurricane Michael, many business owners are finding themselves with damaged and near destroyed businesses. The weight of maintaining operations and retaining customers is heavy enough without the addition of handling an insurance claim. Also, many business owners admittedly lack the time and knowledge to properly handle the process of their claims. [...]

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Is Your Home Based Business Covered?

By |2018-10-22T08:08:47+00:00October 22nd, 2018|Uncategorized|

Four Questions About Insuring A Home-Based Business   According to the U.S. Small Business Administration, “more than half of all U.S. businesses are based out of an owner’s home.” There are many benefits of home-based business including reduced overhead costs, schedule flexibility and eliminating a commute. Entrepreneurs in nearly every industry are taking advantage of the [...]

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Water Damage – An Underestimated Threat

By |2018-09-26T13:52:33+00:00September 26th, 2018|Uncategorized|

Water Damage – An Underestimated Threat   It Can Happen to Anyone Due to the heavy rainfall in the Southeastern US recently, we felt it wise to inform our friends and neighbors about water damage. Bear in mind, water damage is not always the result of heavy rain, flooding, or hurricanes. Significant water damages often [...]

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When Your Insurance Company Offers an Insufficient Settlement

By |2018-09-04T14:23:17+00:00September 4th, 2018|Uncategorized|

When Your Insurance Company Offers an Insufficient Settlement Today’s consumers take every precaution available when it comes to their investments. Whether it’s their health, home, automobile, recreational vehicles, or even their pet’s health, consumers are purchasing insurance and in that, what they believe to be “Peace of Mind.” However, there are instances where a [...]

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What Happens Next? Why The Delays? Part II

By |2015-12-28T17:27:13+00:00December 4th, 2015|Uncategorized|

What's Next? Why The Delays? If the staff adjuster who shows up at the site is not qualified or otherwise unavailable to write an estimate, he/she will set up a time for an estimator to come out and take all of the necessary measurements and photos. It won’t be necessary for you to be at [...]

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Tennessee Public Adjusters and the Law

By |2017-05-04T15:43:28+00:00November 10th, 2015|Uncategorized|

In life, there are two sides to everything; political opinions, lawsuits, or even simple disagreements as to who is the better basketball player – Michael Jordan or Lebron James. Property insurance claims are no different: on one side, there’s the insurance company, who writes a check to pay for damage to property covered by one [...]

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Mistake #5: 5 Common Mistakes made by Policyholder after a Loss

By |2017-05-04T15:43:28+00:00April 29th, 2014|Uncategorized|

Mistake #5: 5 Common Mistakes made by Policyholder after a Loss If you missed it, look back at mistake #4. Mistake #5. It’s understandable that, initially, a property owner is going to be “back on their heels” and a little disorganized after a major loss. A major fire or tornado is not something you really [...]

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Mistake #4: 5 Common Mistakes made by Policyholders after a Loss

By |2017-05-04T15:43:28+00:00April 23rd, 2014|Uncategorized|

Mistake #4: 5 Common Mistakes made by Policyholders after a Loss If you missed it, look back at mistake #3. Mistake #4. One of the biggest errors I see policyholders make is that they never document the conversations they have with the adjuster. There is nothing wrong with meeting with the adjuster or talking to [...]

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